Portfolio Management Service
Designed for high-net-worth individuals (HNIs), PMS offers direct ownership of securities, high transparency, and active management, with a minimum investment of ₹50 lakh. While mutual funds are better for smaller, diversified investments, PMS is designed for investors seeking high customization and active management with a higher ticket size.
PMS offers personalized and professionally managed portfolios to help investors achieve their financial goals efficiently.
It is where professional portfolio managers manage an individual’s investments to align with their financial goals. Unlike mutual funds where money of investment are pooled into shared fund, PMS provides direct ownership of stocks and other assets in the investor’s name. This allows for a highly customized investment approach tailored to individual risk tolerance.
PMS in India is classified into three primary categories based on the degree of control and investor involvement:
Discretionary PMS – the portfolio manager has complete autonomy to make investment decisions on behalf of the investor.
Non-Discretionary PMS – it is suitable for investors seeking expert advice while retaining decision-making authority.
Advisory PMS -This type of PMS is meant for experienced investors looking for guidance but wanting full control over their investments. It offers Customization , Transparency, Active Portfolio Management , expert management , personalization , diversification .
It’s important to note that a higher NAV doesn’t necessarily mean a better-performing fund. It’s the percentage increase in NAV that matters.
Key Elements Of PMS
Asset Allocation
Diversification
Rebalancing
Benefits Of PMS
Expert opinion on your investment
Customized investment plans
Risk optimization via diversification and disciplined allocation
Tax efficiency and performance monitoring
Income generation and liquidity when required
Secure Your Financial Future With Expert Guidance
From Mutual Funds, SIF, AIF, PMS to General and Life Insurance, Loans — personalized solutions tailored for your goals.
